Coverage Type:      

Traditional Insurance Costs

HSA Costs

Cost Comparison

  HSA Traditional
Annual Premiums $3091.00 $12298.00
Out of Pocket Medical Costs $900.00 $506.00
Employer HSA Contributions $3750.00 N/A
Total Out of Pocket Expenses $3091.00 $12804.00
Ending HSA Balance $2850.00 N/A
Annual Savings with HSA $12563.00
Comparisons automatically recalculate as you change values

Medical Expenses

Expense Type Co-Pay Actual Cost Number of Visits HSA Costs Traditional Costs
Office Visit $20 $75 $225 $60
Lab Work N/A $400 $400 $400
In-Patient Surgery N/A $12500 $0 $0
Out-Patient Procedure N/A $4000 $0 $0
ER Visit $100 $2000 $0 $0
RX (Brand Name) $18 $100 $200 $36
RX (Generic) $10 $30 $75 $10
Medical Expenses (Before Deductable/Coinsurance calculated) $900 $400
Copay Total$106


Note: The health care system is a confusing place with no two traditional plans ever offering the same benefits. Clarion Care has gone to great lengths to provide the best information possible when creating this comparison calculator, but due to the wide variety of plans and health care pricing this calculator should only be used for illustrative purposes and Clarion Care does not guarantee the accuracy of the data, or costs savings calculated.