Benefits that Really Benefit with Clarion Care

Businesses can be set free from the complex and cumbersome aspects of benefits management thanks to Clarion Care. We've made the administration and distribution of benefit contributions simple for the employer, while at the same time educating employees about the benefits of a health plan they own and manage. Employees enjoy access to a personal Employee Directed Account (EDA). A valuable resource which helps Employees identify care options that work best for them including an integrated health savings account option, competitive search for individual insurance products, health pricing and comparison information, spending register to track health spending, electronic medical records, and several other available tools designed to help Employees become better health consumers

To Save Time, Money, and Reduce Stress Businesses Must Stop & Start

Whether you are a business owner, senior executive, or HR Manager, you understand the total cost of health care isn't just the yearly increase of your premiums. Each hour your organization spends reviewing options, researching insurers, completing paperwork, updating staff on changes to their plans is an hour not spent doing the things that will make your business successful. The premiums alone are a staggering amount to invest - but add in the massive undocumented costs of your time spent and you'll begin to see a bill that your business simply can't afford.

Stop Dealing with Standard Insurance

Your time matters. Most businesses spend countless hours each year sifting through the confusing fine print of standard insurance plans and various coverage options, searching for the balance between controlling costs and providing a benefit for employees. In this economic climate, that lack of focus on what's happening in your industry could be crippling.

Start Saving Time with Clarion Care

Depending on the size of your company you may only have to invest an hour of your time and we do the rest. In as little as 30 days your company can be enjoying the savings of a Clarion Care account - and you only have to do it once! Adding, changing, and removing Employees can be done as needed, and managing contribution levels is efficient and easy. In addition, Clarion Care will safely and securely walk each employee through the process of setting up a customized health benefits plan that best fits their lifestyle and needs.

Stop Paying The Increases of Standard Premiums

In the past 10 years insurance premiums paid by employers have increased 119% - and are projected to rise by double digits during the next two years - in 2010 an insurance carrier in California announced they would raise their rates 39%! For a comprehensive benefit package, the average yearly cost paid by businesses per employee is $9,325, while employees are paying an additional $3,354 (not including deductibles and required co-pays). This equals a total of $12,680 for every single employee on the payroll. Given the estimated 10% increases expected, the average business should expect to be paying $11,280 per year, per employee by 2011.

Start Saving Money with Clarion Care's ECHO process

Clarion Care offers an innovative, technological solution that saves businesses money. Manage benefits with a secure, simple-to-use interface that allows you to control contributions as needed with our patent-pending process ECHO. ECHO stands for Employer Contributions to the Health of the Organization and, in simple terms, it enables Employers to contribute to the health of the employee without administering and managing a health plan. Employers even have the flexibility of increasing or decreasing these tax-free contributions whenever necessary. Funds go directly to the Employees EDA and empower your staff to make personalized care decisions - putting the responsibility of health care back where it should be - in their hands. And best of all, by reducing the administrative costs typically associated with health plans, employer payouts, and employee costs - Clarion Care can save your business thousands of dollars a year in unnecessary costs.

Stop The Stress of Standard Care

You know that the decisions you make regarding insurance benefits are anything but arbitrary. But do your employees? Often times, your staff is unaware of the difficulties in choosing a benefits package that will serve everyone. Your current provider might offer you the option of skipping eye care or dental benefits in order to keep costs down - but somebody is bound to be unhappy with whichever standard insurance plan you choose.

Start Relieving Stress With Clarion Care

Creating an ECHO through Clarion Care means you are contributing your health plan dollars directly to the benefit of your employees, not the benefit of a third party company. Your investment in their health can then be directed by your employees to use for the medical coverage they want. This can provide your employees with health care funds when they need them - you no longer decide which care options to limit because of rising rates.